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Course Planning by Program


Essential Objectives

Course Syllabus

Revision Date: 21-Jul-24

Fall 2024 | BUS-2140-VO01 - Personal Finance

Online Class

Online courses take place 100% online via Canvas, without required in-person or Zoom meetings.

Location: Online
Credits: 3 (45 hours)
Day/Times: Meets online
Semester Dates: 09-03-2024 to 12-16-2024
Last day to drop without a grade: 09-16-2024 - Refund Policy
Last day to withdraw (W grade): 11-04-2024 - Refund Policy
Open Seats: 11 (as of 07-24-24 8:05 PM)
To check live space availability, Search for Courses.


Sherry Parshley
View Faculty Credentials

Hiring Coordinator for this course: Nick Molander

Course Description

A study of the tools used in personal financial planning. The student is introduced to the process used by professional planners and shown how this can be helpful in planning their own financial futures.

Essential Objectives

1. Devise a strategy for managing their total liquid asset portfolio; cash management – checking accounts, savings accounts, interest bearing short term investments.
2. Demonstrate how to prepare and interpret their own personal financial statements.
3. Understand the relationship between their personal financial position and their life goals.
4. Understand and apply the concept of time value of money to personal financial decisions.
5. Discuss the various types and methods of acquiring personal debt with an emphasis on cost and tax implications.
6. Develop the knowledge of various types of insurance and how to determine a need for that product.
7. Understand and demonstrate the relationship between risk and reward, return and tax risks.
8. Understand the basic elements of investing in financial instruments such as stocks, bonds, and mutual funds and their tax implications.
9. Understand the basic elements of retirement planning and investment strategies such as 401K plans, IRA's, defined contribution plans, and other financial tools.
10. Discuss the ethical and legal issues associated with personal financial planning.

Required Technology

More information on general computer and internet recommendations is available on the CCV IT Support page. https://support.ccv.edu/general/computer-recommendations/

Please see CCV's Digital Equity Statement (pg. 45) to learn more about CCV's commitment to supporting all students access the technology they need to successfully finish their courses.

Required Textbooks and Resources

BUS-2140-VO01 Link to Textbooks/Resources Information for this course in eCampus.

The last day to use a Financial Aid Advance to purchase textbooks/books is the 3rd Tuesday of the semester. See your financial aid counselor at your academic center if you have any questions.


Learn Smart Exercises

Discussion Participation


Homework Assignments

Mid-Term Exam

Final Exam

Library Research

Evaluation Criteria

Homework Assignments (4 @ 50 pts)

200 PTS


Participation ( 12 @ 20 pts)

240 PTS


Quizzes (4 @ 50 pts)

200 PTS


Mid-Term Exam (50 Qs @ 4pts)

200 PTS


Final Exam (50 Qs @ 4pts)

200 PTS



1040 PTS


Note: You can earn up to 40 extra points by participating in all discussions.

Grading Criteria

CCV Letter Grades as outlined in the Evaluation System Policy are assigned according to the following chart:

A Less than 9893
A-Less than 9390
B+Less than 9088
B Less than 8883
B-Less than 8380
C+Less than 8078
C Less than 7873
C-Less than 7370
D+Less than 7068
D Less than 6863
D-Less than 6360
FLess than 60 
NPLess than 600

Weekly Schedule

Week/ModuleTopic  Readings  Assignments


Basics of Financial Planning and Developing and Achieving Goals


Textbook Reading

Smart Book


Read Chapter 1

Discussion Participation #1



Money Management Skills


Texbook Reading

Smart Book


Read Chapter 2

Discussion Participation #2

Quiz #1





Textbook Reading

Smart Book


Read Chapter 3

Discussion Participation #3

Homework Assignment #1



Financial Savings, Savings Plans and Payment Accounts


Textbook Reading

Smart Book


Read Chapter 4

Discussion Participation #4



Consumer Credit


Textbook Reading

Smart Book


Read Chapter 5

Discussion Participation #5

Quiz #2



Consumer Purchasing Strategies and Buying of Motor Vehicles


Textbook Reading

Smart Book


Read Chapter 6

Discussion Participation #6

Homework Assignment #2



Mid-Term Exam


Chapters 1 through 6

Smart Book

Practice Mid-Term


Mid-Term Exam



Selecting and Financing Housing


Textbook Reading

Smart Book


Read Chapter 7

Discussion Participation #7



Home and Auto Insurance


Textbook Reading

Smart Book


Read Chapter 8

Discussion Participation #8

Quiz #3



Health and Disability Insurance


Textbook Reading

Smart Book


Read Chapter 9

Discussion Participation #9



Life Insurance


Textbook Reading

Smart Book


Read Chapter 10

Discussion Participation #10

Homework Assignment #3



Thanksgiving Break


No Readings


No Assignments



Basics of Investing and Investing in Stocks, Bonds and Mutual Funds


Textbook Reading

Smart Book


Read Chapters 11 and 12

Discussion Participation #11

Quiz #4



Retirement and Estate Planning


Textbook Reading

Smart Book


Read Chapter 13

Discussion Participation #12

Homework Assignment #4



Final Exam


Chapters 7 through 13

Practice Final


Final Exam


Attendance Policy

Regular attendance and participation in classes are essential for success in and are completion requirements for courses at CCV. A student's failure to meet attendance requirements as specified in course descriptions will normally result in a non-satisfactory grade.

  • In general, missing more than 20% of a course due to absences, lateness or early departures may jeopardize a student's ability to earn a satisfactory final grade.
  • Attending an on-ground or synchronous course means a student appeared in the live classroom for at least a meaningful portion of a given class meeting. Attending an online course means a student posted a discussion forum response, completed a quiz or attempted some other academically required activity. Simply viewing a course item or module does not count as attendance.
  • Meeting the minimum attendance requirement for a course does not mean a student has satisfied the academic requirements for participation, which require students to go above and beyond simply attending a portion of the class. Faculty members will individually determine what constitutes participation in each course they teach and explain in their course descriptions how participation factors into a student's final grade.

Participation Expectations

Discussion Participation is required weekly except for exam weeks. Initial participation is required not later than Friday of each week and on at least 2 separate days each week.

Missing & Late Work Policy

I am mindful of the busy schedules that each of you maintains. To make this experience productive and (I hope) painless for all of us, it is important that you communicate with me. Contact me well in advance of any schedule problems or conflicts that you anticipate (like vacations, etc) in order to work out a solution. It is very rare that I accept late assignment and only in cases of very compelling (and verifiable) reasons. Late work may be downgraded at the discretion of the instructor.

Accessibility Services for Students with Disabilities:

CCV strives to mitigate barriers to course access for students with documented disabilities. To request accommodations, please
  1. Provide disability documentation to the Accessibility Coordinator at your academic center. https://ccv.edu/discover-resources/students-with-disabilities/
  2. Request an appointment to meet with accessibility coordinator to discuss your request and create an accommodation plan.
  3. Once created, students will share the accommodation plan with faculty. Please note, faculty cannot make disability accommodations outside of this process.

Academic Integrity

CCV has a commitment to honesty and excellence in academic work and expects the same from all students. Academic dishonesty, or cheating, can occur whenever you present -as your own work- something that you did not do. You can also be guilty of cheating if you help someone else cheat. Being unaware of what constitutes academic dishonesty (such as knowing what plagiarism is) does not absolve a student of the responsibility to be honest in his/her academic work. Academic dishonesty is taken very seriously and may lead to dismissal from the College.